finleap connect addresses the fragmented open banking landscape with a “full-stack” platform. It enables partners to access financial transactions, enrich the transactions with data & analytics tools, and ultimately deliver seamless digitized financial services to customers. finleap connect has the unique ability to tap into category leaders founded in the finleap ecosystem, including Solarisbank, ELEMENT and Elinvar, driving additional value to partners. The company is a regulated payment institution under the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz – ZAG) with offices in Berlin, Frankfurt, Hamburg, Milan, Madrid and Paris. As a business unit of finleap, finleap connect is part of the leading European fintech ecosystem, a group with 1,300 employees from more than 80 countries.
Management Team: Frank Kebsch, Patrick Dittmer, Cornelia Schwertner, Andreas Reuß, Uwe Sandner, Empre Impraimoglu, Marco Berini, Nicolas Montes-Edwards, Ignacio Garcia
ELEMENT is the first young company licensed by the German Federal Financial Supervisory Authority (BaFin) as a direct insurer for non-life insurance, which enables ELEMENT to act as a risk carrier, including claims settlement, EU-wide. ELEMENT offers a unique technology platform with a focus on the B2B2X value chain: As a white-label product factory, ELEMENT develops innovative insurance products at record speed. These products are then marketed by the various partners under their own brand.
Management Team: Dr. Christian Macht, Iryna Zhovtobryukh, Philipp Hartz
Elinvar enables Asset & Wealth Managers to digitalize their business model. By combining cutting-edge technology and the regulatory expertise of a licensed financial portfolio manager, Elinvar offers its partners a comprehensive range of services. The platform’s flexibility enables the customized solution for each partner.
Management Team: Chris Bartz, Sebastian Böttner, Laura Deneke, Stefan Füger, Istvan Kroh, Paul Thomas Walsh
Solarisbank is a digital banking platform with a German banking license, enabling both financial services businesses to expand their offering and opening the door to non-FS businesses to offer such services themselves. The company is able to passport the license to other EEA countries and hence is able to serve business partners in nearly any European country. Solarisbank aims to build a global digital ecosystem for financial services: a place where any company can build its own, modern and scalable banking products – to enable the future of financial services.
Management Team: Dr. Roland Folz, Jörg Diewald, Dr. Jörg Howein, Hima Mandali, Thom Rasser, Dr. Daniel Seifert
|BillFront operates a proprietary FinTech Lending & Factoring platform through which it provides working capital financing solutions to Technology and Media Companies worldwide. By providing faster access to their global receivables, BillFront fuels the growth of its B2B clients.
The Company’s self-developed, cloud-based and API-enabled platform connects with its customers’ accounting systems, media campaign dashboards and bank accounts. These features, combined with its deep industry know-how, underwriting expertise and client relationships, allow for computer-aided credit scoring, liquidity and covenant monitoring, as well as the real-time tracking of collateral.
As of 2019, BillFront originates ca. EUR 100 million in funding to the Technology & Media Sector, annually.
Managing directors: Gregor Dimitriou
Clark is Germany’s leading digital insurance broker. Clark simplifies and digitizes the insurance brokerage process with a full service insurance package and smart insurance management and advisory services. Clark offers an insurance sales front-end allowing customers to easily buy and manage insurance contracts, and allows its customers access to their insurance policies anywhere and at any time. The solution is also offered as a white label digital insurance platform for partners, such as banks, insurers or brokers, that want to offer their customers a superior digital customer experience.
Managing directors: Marco Adelt, Steffen Glomb, Chris Lodde, Christopher Oster
CrossLend is a digital debt marketplace with a mission to make the world’s lending and investment ecosystem more efficient, transparent and profitable. By means of an innovative securitisation solution, CrossLend seamlessly connects originator supply with institutional investor demand, creating beneficial opportunities for both. With lenders empowered to lend more and investors able to deploy their capital more efficiently, liquidity is available to flow where it is needed: a win-win situation for all.
Management Team: Oliver Schimek, Alex Lawrence, Christoph Polomsky, Stefan Kleff and Marco Hinz
deineStudienfinanzierung is the leading digital platform that supports students in financing their studies from the time they apply for a scholarship until the last euro is repaid. The company was founded by Alexander Barge, David Meyer and Bastian Krautwald. It aggregates the largest financing products for studying in Germany on the platform. The entitlement amounts are calculated in real time, the required application documents are generated automatically and the management of the certificates is taken care of.
Management Team: Bastian Krautwald
financeAds International GmbH is an international affiliate network with a focus on the financial sector. The company, a joint venture between finleap and financeAds, helps leading financial service providers to market their products and services online. financeAds’ proprietary affiliate platform matches its partners with the most relevant online publishers, helping them to increase their customer base and online sales via highly measurable performance marketing campaigns in various verticals. The company extends the financeAds offering from Germany to seven other European countries, including the Netherlands, France, Italy, and Spain.
Managing director: Alvise Perissinotto
PAIR Finance is Germany’s first digital AI-operated debt collection service with integrated behavioral science principles. PAIR Finance offers its partners full debt collection services with intuitive digital payment solutions for individual debtors. Its digital communication, big data and behavioral science-based approach enables quicker communication, higher recovery rates and stronger customer loyalty.
Managing director: Stephan Stricker, Fabian Platzen, Dmitry Sharkov, Christian Zingel
Penta offers fast and easy banking solutions for small and medium sized companies. Companies can sign up online in minutes and receive a German IBAN, issue debit cards to their teams to better manage expenses, sync transactions with their accounting software, as well as send and receive international payments in different currencies at a very competitive commission rate. Penta launched in December 2017. The company has offices in Berlin and Belgrade.
Management Team: Markus Pertlwieser, Jessica Holzbach, Lukas Zörner, Igor Kuschnir, Hendrick Jondell